The new way home
Buy off-the-plan dwellings with no cash deposit. It's possible with Downsizer
What is Downsizer?
Downsizer provides a new, secure and affordable way to move into that perfect off-the-plan home without requiring a cash deposit. We streamline the process by using the equity in your existing home to secure your new one.
- 1.Search our marketplace for your new homeOur off-the-plan marketplace includes an industry rating system for accredited developers, construction companies and real estate agents – so you can rest assured that you’re working with industry leaders.
- 2.Check your eligibility, instantly.Our instant eligibility check verifies the value of your owned home, and shows you immediately if your existing ownership can unlock the purchase of your new home. All you have to do is enter your address.
- 3.Complete the application for your new home.Our streamlined application form secures your ‘approval in principle’ without the wait. Downsizer does all of the heavy lifting – validating your identity, land titles, valuations, financial position and more in real time with API integrations.
- 4.Refine your contract and lock in your new lifestyle.The initial draft of your contract for sale gets emailed straight to you, your developer and respective lawyers for negotiation and signing. Then, sit back and watch your new home being built from the comfort of your current one!
Featured Listings
Downsizer stories
For homeowners and retirees looking for ways to better their income and lifestyles, downsizing is an integral part of meeting their specific needs
Trusted Partners and Integrations
You're in safe hands.
Digitisation and scale are necessary evolutions in downsizing – but the entire process is still verified, underwritten and governed by the familiar industry leaders who do it best. It’s a unique, rigorous risk management system bringing the right entities together to support your homebuying journey.
Our Mission
Giving today’s buyers a new way to downsize – with not a cent to pay until settlement.
Funding a traditional deposit necessitates one of two things: finding cash, or selling up and moving into an interim rental sooner. Both involve missing out on the capital growth that comes with home ownership for years, pending settlement. Today’s downsizers deserve better. That’s why we brought a seasoned team of experts together to transform this experience for both homeowners and developers.