The New Way Home | Cashless Deposit

The new way home

Buy off-the-plan dwellings with no cash deposit. It's possible with Downsizer

    Street view of a block of modern apartments at dusk

    What is Downsizer?

    Downsizer provides a new, secure and affordable way to move into that perfect off-the-plan home without requiring a cash deposit. We streamline the process by using the equity in your existing home to secure your new one.

    1. 1.
      Search our marketplace for your new home
      Our off-the-plan marketplace includes an industry rating system for accredited developers, construction companies and real estate agents – so you can rest assured that you’re working with industry leaders.
    2. 2.
      Check your eligibility, instantly.
      Our instant eligibility check verifies the value of your owned home, and shows you immediately if your existing ownership can unlock the purchase of your new home. All you have to do is enter your address.
    3. 3.
      Complete the application for your new home.
      Our streamlined application form secures your ‘approval in principle’ without the wait. Downsizer does all of the heavy lifting – validating your identity, land titles, valuations, financial position and more in real time with API integrations.
    4. 4.
      Refine your contract and lock in your new lifestyle.
      The initial draft of your contract for sale gets emailed straight to you, your developer and respective lawyers for negotiation and signing. Then, sit back and watch your new home being built from the comfort of your current one!

    Featured Listings

    Unit 519, 1 Grazier Lane, Belconnen ACT 2617

    Bedrooms
    3
    Bathrooms
    2
    Parking Spaces
    2

    Property Price: $825,000

    Developer: GeoCon Projects Pty Ltd

    Agent: Adam Morgan

    View Property

    Unit 602, 69 High Street, Preston VIC 3072

    Bedrooms
    2
    Bathrooms
    2
    Parking Spaces
    1

    Property Price: $688,000

    Developer: M Property Group

    Agent: Sahil Bhasin

    View Property

    Unit 494, 1 Launceston Street, Phillip ACT 2606

    Bedrooms
    3
    Bathrooms
    2
    Parking Spaces
    2

    Property Price: $1,265,000

    Developer: GeoCon Projects Pty Ltd

    Agent: Adam Morgan

    View Property

    Unit 203, 37 Heydon Street, Mosman NSW 2088

    Bedrooms
    3
    Bathrooms
    2
    Parking Spaces
    2

    Property Price: $3,750,000

    Developer: Helm Pty Ltd

    Agent: Darren Booth

    View Property
      Unit 519, 1 Grazier Lane, Belconnen ACT 2617
      Unit 602, 69 High Street, Preston VIC 3072
      Unit 494, 1 Launceston Street, Phillip ACT 2606
      Unit 203, 37 Heydon Street, Mosman NSW 2088

      Downsizer stories

      For homeowners and retirees looking for ways to better their income and lifestyles, downsizing is an integral part of meeting their specific needs

      Geraldine & Paul
      “We are playing it forward. This is about what makes us happy, what sort of life we want to lead and where we want to live.”
      Martin North - Digital Finance Analytics
      “These generations understand the amount of equity they are sitting on in their home. They feel prices have reached a sweet spot – that prices are peaking”
      Louise & Andrew
      “There is no mad rush. We’ve already started moving things into storage. It would have been very difficult to have found an equivalent to the house we are building in the current market because prices have gone up by so much”

      Trusted Partners and Integrations

      You're in safe hands.

      Digitisation and scale are necessary evolutions in downsizing – but the entire process is still verified, underwritten and governed by the familiar industry leaders who do it best. It’s a unique, rigorous risk management system bringing the right entities together to support your homebuying journey.

      Domain
      Property Valuations
      Australian Government
      ID Checks (Know Your Customer)
      Equifax
      Developers & Construction Vetting & Ratings
      Individual Bankruptcy checks
      Rate my agent
      Agent Vetting & Ratings
      Deposit Power
      Downsizer Deposit Bond Provider
      R3.
      R3 Venture Development Program Startup
      Corda
      Powered by the Corda DLT Platform
      Digital Finance Analytics
      Consumer data and research provider
      Proptech Association Australia
      Member and 2021 Startup Finalist
      Interior of a modern apartment with a panoramic view of the city

      Our Mission

      Giving today’s buyers a new way to downsize – with not a cent to pay until settlement.

      Funding a traditional deposit necessitates one of two things: finding cash, or selling up and moving into an interim rental sooner. Both involve missing out on the capital growth that comes with home ownership for years, pending settlement. Today’s downsizers deserve better. That’s why we brought a seasoned team of experts together to transform this experience for both homeowners and developers.

      Meet the team

      See what's possible with Downsizer.

      See which homes you're already eligible to buy.