Our story

Traditional off-the-plan deposits divert the capital that should be working for your future benefit. For today's downsizers, we're doing better.

Exterior of a brick and black clad apartment against the sky

Who we are

The Downsizer platform is the culmination of decades of experience, leadership and knowledge in property, finance and tech – leveraging technology and risk management tools to meet the needs of a growing population of downsizers.

For a long time, funding a deposit has involved bridging finance, deposit bonds, dipping into savings, investments or an early sale and interim-renting. In all of these scenarios, downsizers miss out on capital gains over the entire development and construction period. We believe that today’s downsizers deserve an evolved option that doesn’t compromise their lifestyle. That’s why we brought the right people together to unlock a system where downsizers don’t need to pay a cent until settlement, developers never lose money on sales, and real estate agents can refocus on offering their best value to downsizers. We’re working toward a future where downsizers no longer have to feel reluctant about buying off-the-plan. So, what does that future look like? For us, it’s an opportunity to create a wider opportunity, with less compromise. From downsizing without selling in a safe and secure way to streamlining and de-risking the off-the-plan home-buying experience: This is just the beginning.

Downsizer, a new way home

Our team

Leveraging 90+ combined years in property, finance and technology

Mark Macduffie

Mark Macduffie

MD & Co-Founder

Digital, data and innovation executive with 29+ years of experience delivering innovation products and solutions in five countries.

Chris Daley

Chris Daley

Head of Product

Accomplished banker and digital transformation executive with 30+ years of experience in Australia and the UK in various Trading, Digital Sales, Distribution & Strategy roles.

Sameera Ratnaweera

Sameera Ratnaweera

Head of Strategy and Operations

Business strategy and transformation executive with 22+ years of experience in Australia and Sri Lanka in various Insurance, Ratings, VC & Strategy roles.

Michael Blythe

Michael Blythe

Economist in Residence

Former Chief Economist of CBA with 37+ years experience in economic policy and financial markets. Brings great knowledge of, and insight into, the Australian and global economy.

Phil Verdon

Phil Verdon

Head of Partnerships

Senior IT Executive with 30+ years of experience in Australia and Europe. Brings strong  experience in Strategy,  transformation & delivery, commercial acumen, and Strategic Partnership roles.

Michael Kelly

Michael Kelly

Co-Founder

Commercial and residential property developer with 35+ years of experience across large developments throughout Australia.

Damian Morgan

Damian Morgan

Co-Founder

Property, infrastructure and funds management executive with 25+ years of experience delivering projects from inception to completion.

Tom Knapp

Tom Knapp

Legal Consultant

35+ years experience at senior executive level in APAC as a legal advisor for global IT companies both in private practice and in-house. Experience advising startups, blue chip companies and government entities.

Manon Dalee

Manon Dalee

Marketing & Comms Consultant

10+ years experience of digital marketing and comms in a range of industries such as recruitment, food and beverage and the non-for-profit sector. Founder of three start-ups.

Adrian Kerins

Adrian Kerins

Actuarial Consultant

Senior Actuarial executive with 19+ years global experience in leadership roles across retail life, general and direct insurance products together with extensive wholesale, reinsurance and product development lifecycle experience.

Interested in learning more about Downsizer?

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Downsizer in the press

Urban.com.au

"With Sydney's luxury market proving resilient, many buyers are seeing the benefit of investing in a high-end development at affordable prices because downsizing does not mean downgrading."

- Max Kwok, Urban.com.au
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The Australian Financial Review

Downsizer deluge as retirees cash in on property boom

- Duncan Hughes, Financial Review
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I Buy New

Thinking Of Downsizing?

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The Australian Financial Review

Buy now, pay later plan for downsizers purchasing off the plan

- Duncan Hughes, Financial Review
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